XBANKING

All of the XBANKING tokens are sent to the contract deployer when deploying the contract. This could be a centralization risk as the anonymous deployer can distribute tokens without obtaining the consensus of the community. Any compromise to the deployer account that holds undistributed tokens may allow the attacker to steal and sell tokens on the market, resulting in severe damage to the project. The initially minted 10500000000000000 (9 decimals) XBANKING token has been transferred to the token account [36Adh8HLbw6Mv7S7BbWqYPDnYZoDZ7nuAe2Fgo7qPVRq](https://solscan.io/account/36Adh8HLbw6Mv7S7BbWqYPDnYZoDZ7nuAe2Fgo7qPVRq)(owner: [EnMarshzLGE1eoZdg3G5FESfDR76cwRMYaNRNTvuYrGf](https://solscan.io/account/EnMarshzLGE1eoZdg3G5FESfDR76cwRMYaNRNTvuYrGf)) in the transaction [2a16uLagrVENKSFgYoNS2JQuro2NBZVv4pnbWhim1XYKF2gA3g7f3zWtGQ4akN9N1ZJwkBhVCxtGgJZUbGPVNozX](https://solscan.io/tx/2a16uLagrVENKSFgYoNS2JQuro2NBZVv4pnbWhim1XYKF2gA3g7f3zWtGQ4akN9N1ZJwkBhVCxtGgJZUbGPVNozX). As of 05/06, the tokens has been distributed to multiple addresses and the detailed holder list can be found on the [solana explorer](https://solscan.io/token/2uAuGwYH22SJJtaTqMJ2AGEL2rBdiRKkuak2QCCSaFCA#holders).

According to the on-chain data, the following authority involved with XBANKING token: - The metadata update authority for the XBANKING Token is centralized to a single account [EnMarshzLGE1eoZdg3G5FESfDR76cwRMYaNRNTvuYrGf](https://explorer.solana.com/address/EnMarshzLGE1eoZdg3G5FESfDR76cwRMYaNRNTvuYrGf). This centralization poses a risk as the authority to update token metadata is held by a singular entity, potentially leading to unilateral decisions without community consensus.